House schedules consideration of H.R.1181 to bar payment-card networks from assigning firearm-specific merchant category codes
Federal bill HRES 1377 — status: rule proposed
Official title: Providing for consideration of the bill (H.R. 1181) to prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer from general-merchandise retailer or sporting-goods retailer, and for other purposes; providing for consideration of the bill (H.R. 9022) making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2027, and for other purposes; providing for consideration of the bill (H.R. 8595) making appropriations for national security, Department of State, and related programs for the fiscal year ending September 30, 2027, and for other purposes; and providing for consideration of the bill (H.R. 9237) to amend titles 10 and 38, United States Code, and other Federal laws, to improve benefits for veterans and the administration of the Department of Veterans Affairs.
What it does
H.Res.1377 is a House rule providing for floor consideration of multiple bills, including H.R.1181, which would prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes (MCCs) that distinguish firearms retailers from general-merchandise or sporting-goods retailers. The resolution was placed on the House Calendar (Calendar No. 82) for consideration. It only governs House procedure and does not itself change law; H.R.1181 would need to pass both chambers and be signed to take effect.
Industry impact
If H.R.1181 were enacted, card networks and certain payment processors would be barred from using or mandating firearm-specific MCCs, which could reduce instances where firearms businesses are identified or segmented in payment processing systems. For many dealers the practical effect may be limited if processors already do not enforce distinct MCCs, but it could help merchants that have experienced account restrictions tied to MCC classification by narrowing grounds for differential treatment. The change would not alter federal firearms sale rules (background checks, recordkeeping) but could affect how merchants are classified and routed by payment processors and acquirers.
Latest official status: UNANIMOUS CONSENT REQUEST - Mr. Steil asked unanimous consent that H. Res. 1377 be laid on the table. Agreed to without objection.
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